How to choose a contractor in Ontario (without the guesswork)

Most renovation regret is really hiring regret. The good news: the signals that predict a good contractor are knowable before you sign anything. Here’s the checklist we’d use.

Verify the basics — every time

• A valid business number and WSIB coverage in Ontario.
• Liability insurance you can see, not just hear about.
• Trade licences where the work requires them (electrical, gas, plumbing).
• Real, recent project proof — photos and references you can actually reach.

Ask the questions that reveal how they work

• Who’s on site day to day — the person quoting, or a crew you haven’t met?
• How do they handle change orders and surprises behind the walls?
• What does the payment schedule look like? (Large deposits are a flag.)
• What’s the warranty, in writing?

Trust the paper, not the pitch

A detailed written scope and a clear schedule tell you more than the smoothest sales conversation. If a quote is a single line and a number, ask for the breakdown.

Let the match do the vetting

HomeCopilot only matches verified pros — licensed, insured, with real project proof — and carries your whole plan into the first visit, so you’re comparing on substance, not sales. Start by describing your project.